Shop Now, Pay Later
What is Shop Pay and how’s does it work?
Shop Pay allows you to pay in full at checkout or split your order total into 4 equal payment installments. Valid on orders of $50 or more. That is the minimum purchase amount set by Shop Pay and can not be changed.
To complete your purchase select the shop pay option on the payment page during checkout. After clicking “complete order” you will be redirected to Shop Pay, Pay in full or installments to complete your purchase securely.
Fees or penalties
For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.
You can pay off your balance early without penalty.
There are no lates fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.
Credit scores eligibility
Your credit scores aren’t impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments then your payments may be reported to a credit bureau.
To use Shop Pay Installments, your shipping address must be in the United States.
Terms of Service
Learn more about Affirm’s terms and service or Shops’s terms of service.
Affirm is the originator and servicer of Shop Pay Installments, but payments are managed in your Shop Pay account.